PURCHASE PRIMARY HOME
Down Payment
1 Unit
5%
- Credit Score 620
Down Payment
1 Unit Manufactured
5%
- Credit Score 620
Down Payment
2 Units
15%
- Credit Score 620
Down Payment
3 to 4 Units
20%
- Credit Score 620

First-Time Home Buyers
We help those who are the process of getting their first home, and answer all the questions they have. For purchase with 3% down payment at least one borrower must be a first-time homebuyer.
PURCHASE SECOND HOME
Down Payment
1 Unit
10%
- Credit Score 620
Down Payment
1 Unit Manufactured
15%
- Credit Score 620
Down Payment
2 Units
N/A
- Credit Score 620
Down Payment
3 to 4 Units
N/A
- Credit Score 620
PURCHASE INVESTMENT HOME
Down Payment
1 Unit
15%
- Credit Score 620
Down Payment
1 Unit Manufactured
N/A
- Credit Score 620
Down Payment
2 Units
25%
- Credit Score 620
Down Payment
3 to 4 Units
25%
- Credit Score 620
CASH-OUT REFINANCE PRIMARY HOME
Appraised Value
1 Unit
80%
- Credit Score 620
Appraised Value
1 Unit Manufactured
65%
- Credit Score 620
Appraised Value
2 Units
75%
- Credit Score 620
Appraised Value
3 to 4 Units
75%
- Credit Score 620
CASH-OUT REFINANCE SECOND HOME
Appraised Value
1 Unit
75%
- Credit Score 620
Appraised Value
1 Unit Manufactured
N/A
- Credit Score 620
Appraised Value
2 Units
N/A
- Credit Score 620
Appraised Value
3 to 4 Units
N/A
- Credit Score 620
CASH-OUT REFINANCE INVESTMENT HOME
Appraised Value
1 Unit
75%
- Credit Score 620
Appraised Value
1 Unit Manufactured
N/A
- Credit Score 620
Appraised Value
2 Units
70%
- Credit Score 620
Appraised Value
3 to 4 Units
70%
- Credit Score 620