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Free Mortgage Loan Calculator

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MORTGAGE CALCULATORS

Rent vs Buy

Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. The Home Rent vs. Buy calculator helps you weed through the fees, taxes and monthly payments to help you make a decision between these two options. This report is based on the original purchase price, fees and taxes payable at that time. Insurance and tax costs can fluctuate from year to year. Click the “View Report” button for a detailed look at the results.

Refinancing

How long will it take to break even on a mortgage refinance? Use the mortgage refinance calculator to sort through a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. The mortgage refinance calculator helps sort through the confusion and determine if refinancing your mortgage is a sound financial decision. Click the “View Report” button for a detailed look at the results.

Affordability

The first step in buying a house is determining your budget. The mortgage qualifier calculator steps you through the process of finding out how much you can borrow. You can calculate your mortgage qualification based on income, purchase price or total monthly payment. Click the “View Report” button for a detailed look at the results.

Qualification

Use this mortgage calculator to determine your monthly payment and generate an estimated amortization schedule. Quickly see how much interest you could pay and your estimated principal balances. Enter prepayment amounts to calculate their impact on your mortgage. Click the “View Report” button for a detailed look at the results

Deductions

Use the mortgage tax savings calculator to determine how much your mortgage payments could reduce your income taxes. The interest paid on a mortgage, along with any points paid at closing, are tax deductible if you itemize on your tax return. Use this calculator to see how this deduction can create a significant tax savings.

Early Payoff

How much interest can be saved by increasing your mortgage payment? This mortgage payoff calculator helps you find out. Click the “View Report” button to see a complete amortization payment schedule.

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