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VA Cashout

Recent Mortgage Statement

Current Mortgage Note

Homeowners Insurance Declaration Page

Copies of Drivers License and Social Security Cards

Copy of DD214 (VA Eligibility Form)

Most recent two (2) months of bank statements (all pages)

Most recent two (2) months’ pay stubs

W-2 Forms from the past two (2) years

Full 1040 Schedules from the past two (2) years (all pages)

Assets documentation

Trust agreement (If Applicable)

VA Disability Letter (If Applicable)

Second Mortgage Information (If Applicable)

Homeowners Association Documentation (If Applicable)

VA Streamline

Recent Mortgage Statement

Current Mortgage Note

Homeowners Insurance Declaration Page

Copies of Drivers License and Social Security Cards

Copy of DD214 (VA Eligibility Form)

VA Disability Letter (If Applicable)

Second Mortgage Information (If Applicable)

Homeowners Association Documentation (If Applicable)

If Refinancing

* Most recent mortgage statement(s) for your current loan(s) for all properties.

* Hazard Insurance Information: a copy of your hazard insurance declarations page or provide the name, company, phone number, and policy number for your homeowner’s insurance. * The following items should be in the file you received after your last closing on this property.

* Copy of current Title Insurance policy and attached schedules. (If you can locate as it is not required).

* Copy of HUD Settlement Statement or Closing Disclosure from your last transaction.

If Purchasing

* Fully executed sales contract completed by all parties (Realtors, sellers, and buyers) with all signed addendums ( any required documentation per said addendums).

* Proof earnest money deposit has cleared your bank. A picture of the cleared check (front and back) should be available through your bank’s online access.

* Copy of sales contract on existing home if you are selling current home.

Miscellaneous

* If you own other real property (rental or second homes). Please provide hazard insurance declarations page, property tax statements, leases, and a copy of the current mortgage on all properties.

* If applicable, a signed copy of your complete divorce decree.

* If you receive child support, alimony, or separate maintenance and wish this to be considered as income, provide proof of receipt for the last 12 months.

* If you have previous bankruptcy, a copy of discharge or dismissal paperwork.